When can you really retire?
Stop guessing, start calculating. Use our FIRE Calculator to map your clear path to financial freedom.
Your Financial Independence Progress
Calculate when you can achieve financial freedom
Savings Growth Over Time
Your Financial Details
Your FIRE Journey
Your FIRE Number
$0
Based on $48,000 annual spending × 25
At your current pace:
You will reach Financial Independence at age 0!
That's 0 years and 0 months from now
Current Progress
Infinity%
Scenario Tester
What if I save $0 more per month?
How It Works
Input Your Numbers
Tell us your savings and goals.
See Your Path
Instantly get your retirement timeline.
Adjust Your Plan
Test different scenarios to accelerate your journey.
What is "Financial Independence, Retire Early" (FIRE)?
FIRE is a movement focused on extreme savings and investment to achieve financial independence and retire much earlier than traditional retirement plans allow.
The core principle is simple: save aggressively and invest wisely. Most FIRE followers aim to save 50-70% of their income and follow the "4% Rule" - the idea that you can safely withdraw 4% of your portfolio annually in retirement without running out of money.
Your FIRE Number is typically calculated as 25 times your annual expenses. Once you reach this number, you're financially independent!